AI Employees for Insurance Agencies - XIVG | AI Employees That Work 24/7
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AI Employees for Insurance Agencies.

Renewals are slipping because no one has time to make the calls. Quote requests sit unanswered. Policy questions eat 30% of every agent's day.

agent@xivg ~ $

$ xivg agent industry --daily-stats

Industry: insurance | Status: active

Agent: active | Role: Insurance CSR

Renewals contacted: 58 | Quotes requested: 22

Policy questions answered: 41

Cross-sell opportunities flagged: 13

Claims guidance calls handled: 17

Renewal pipeline current. No quote left sitting. Agents selling, not answering phones.

A Day in the Life

Here is what your AI employee does in a typical 24-hour period. Every single day. No days off.

6:00 AM

Sends renewal outreach to all policies expiring in the next 30 days. Tracks who responds.

8:00 AM

Handles morning call volume for policy questions. Routes complex coverage questions to licensed agents.

9:00 AM

Contacts new quote requests from the previous day. Collects information and schedules quote calls.

10:00 AM

Follows up with prospects who requested quotes but have not yet bound coverage.

11:00 AM

Processes policy change requests. Sends confirmation and flags changes requiring underwriter review.

1:00 PM

Answers billing and payment questions. Routes payment issues to the appropriate team.

2:00 PM

Flags cross-sell opportunities based on policyholder life changes. Queues agent outreach.

3:00 PM

Provides claims guidance to policyholders who need to file. Routes to carrier claims lines.

4:00 PM

Sends renewal reminder follow-ups to non-responsive policyholders.

5:00 PM

Agency closes. After-hours calls handled. Emergency claims guidance available around the clock.

8:00 PM

Policyholder calls after a fender bender. Gets claims guidance and next-step instructions immediately.

11:00 PM

New quote request comes in online. Gets an immediate response with a scheduled call for the morning.

What It Replaces

The math is not complicated. It is just uncomfortable.

Human Agency CSR

Base Salary$3,500
Payroll Taxes+7.65%
Benefits & Insurance+$600
PTO & Sick Days+$200
Training & Onboarding+$125
Real Monthly Cost$3,500+/mo

Works 40 hrs/week. Can handle one task at a time. Goes home at 5. Your business problems do not.

Your AI Employee

$850 /mo

Works 24/7. No onboarding. No turnover. No HR. No overhead.

See pricing

What It Handles

Every task your AI employee manages, day in and day out. No task too small. No task forgotten.

Renewal Outreach

Contacts every renewing policyholder on schedule. Keeps retention rates high without manual effort.

New Quote Intake

Handles inbound quote requests, collects required information, and schedules agent calls.

Policy Question Handling

Answers coverage, billing, and policy questions so agents stay focused on selling.

Claims Guidance

Walks policyholders through the claims process and routes them to the correct carrier line.

Policy Change Requests

Processes change requests and flags anything that requires underwriter or agent review.

Cross-Sell Flagging

Identifies cross-sell opportunities based on policyholder changes and queues agent outreach.

After-Hours Emergency Routing

Handles after-hours calls and provides emergency claims guidance around the clock.

Follow-Up Sequences

Maintains persistent follow-up with prospects and renewals until a decision is made.

Certificate of Insurance Requests

Processes COI requests from clients and delivers certificates without tying up an agent.

Who It Works For

Business types within this industry that get the most value from an AI employee.

Independent Agencies

Multi-line agencies that need consistent CSR coverage without the overhead of full-time staff.

P&C Agencies

High renewal volume with ongoing policy service needs and proactive cross-sell opportunities.

Life & Health Agencies

Complex client communication across long policy lifecycles with regular check-in requirements.

Commercial Lines Brokers

High-value accounts requiring consistent outreach and renewal attention.

Medicare / Senior Market

Annual enrollment period call surges and year-round beneficiary service needs.

Captive Agent Offices

Single-carrier agents who need full administrative support to maximize sales time.

Ready to stop losing renewals?

Pick a plan and your AI insurance employee starts this week. Setup is handled entirely by our team.

Choose Your Plan

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